Are You Sure Your Insurance Will Support You After An Accident?

After a severe motor vehicle accident, one of the last things a victim wants to hear is that they do not have the insurance coverage they need to cover the costs of their injuries. Florida is a no-fault state, which often results in accident victims needing their own insurance to protect themselves, but how do you know if you have the kind of insurance you need?

Here at Pitkin Law, we want to help our clients through every step of their recovery process after a motor vehicle accident. While we also offer clients experienced and committed legal representation in the compensation claims process, we also want to inform you of what you should know about having the right insurance.

Why Do You Need Insurance?

Florida operates on a nonmandatory personal injury protection system. This system dictates that your own personal injury protection (PIP) policy pays for the first $10,000 of medical expenses. Those who do not have a PIP policy would need to seek compensation from the party responsible for the accident. And that person may or may not be able to pay. After all, people who cannot afford car insurance will not likely be able to pay your medical bills, either.

In order to obtain these funds for your medical expenses, you absolutely must seek treatment via urgent care or the emergency room within two weeks of your accident. Oftentimes, people who have soft-tissue injuries hope for the best instead of seeking medical help. This mistake can cost you thousands of dollars in medical compensation that you might otherwise receive.

Do You Have Sufficient Protection?

If you are unsure of what to do to secure the funds you need to cover the costs of your injuries, contact our Naples office today. You can schedule your initial consultation with our committed and compassionate team by calling 239-579-6932 or emailing us here. The sooner you reach out to us, the sooner we can help you secure the best possible outcome for your injury claim.